Nothing says money advice quite like skipping the 45 minutes you usually spend wading through a 1,500-word blog post about someone who was charged an extra $500 for their utility bill. We all know the solution is an emergency fund, okay guys? We all know this because I’ve been one of those people who write an extremely long story to explain one key learning moment. Although they’re fun every once in awhile, some morning reads are meant to be quick and motivating. Now let’s get to the juicy details without all of the boring filler words — which is exactly what this introduction is starting to become.

1. First of all, cancel your weekend plans rn because this is so much better.

2. And then go ahead and do this to start your morning off right.

A conversation with a friend costs nothing, and can be the most meaningful thing you’ll do today.

— The Minimalists (@TheMinimalists) February 23, 2018

3. Because it’s time to chat personal finance.

Job Interviewer: Why do you want this position?
Me: My dog’s organic grain-free food is super expensive

— Sophie Vershbow (@svershbow) January 10, 2018

4. And about the fact that we’ll never stop learning.

The older I get, the more I realize that the answer to most questions isn’t “one or the other.”

Should you spend less or earn more? Both.

Should you focus on diet or exercise? Both.

Should you develop a minimalist mentality or a hustle mentality? Both.

— Four Pillar Freedom (@4PillarFreedom) March 28, 2018

5. I’m serious. Never.

My daughter reminded me that being older doesn’t mean I’m always right. Sometimes, I’ve just been wrong for longer.

— Felicia (@LostFelicia) February 1, 2018

6. So, check your privilege, my dudes.

Everyone tweeting @ me “people shouldn’t have kids they can’t afford” because daycare prices are ridic, stop.

Children are not a privilege of the rich.

Having a family should not be a luxury enjoyed only by the upper class.

Seriously. Stop and think about what you’re saying.

— Bridget Casey (@moneyaftergrad) March 31, 2018

7. Because it’s all around us.

8. There is also this thing called common sense, but just in case.

I know eating tide pods is all the rage right now but have you guys tried SAVING and INVESTING it’s pretty dope

— Wu-Tang Financial (@Wu_Tang_Finance) January 26, 2018

9. I’d like to remind you that you’re totally not alone with your financial goals.

Nothing is cuter than a balanced budget.

(A reminder I needed today, so like, if you did too, high fives and we’ve got this.)

— Desirae Odjick (@half_banked) November 27, 2017

10. Like, really not alone.

I SEE YOU REACHING INTO YOUR WALLET TO BUY SOMETHING FOOLISH, BUDDY.

put it back. and walk away slowly.

— Alyssa (@MixedUpMoney) September 23, 2017

11. Everybody is unique, and it’s important to recognize.

If you believe financial freedom must look a certain way, then you don’t actually believe in financial freedom.

Freedom means making your own choices about how to spend your money and time, and isn’t limited to an approved list.

— Tanja Hester (@our_nextlife) November 13, 2017

12. And not all of us are as financially-focused as others — for good reason.

Ur mental health is not worth any amount of money from any job, any education or any relationship !!! Put ur damn self n ur health FIRST!!

— frankie (@franceszca_) September 16, 2017

13. Remember that both in life and with money it’s not always about your experiences.

Paraphrased from something I saw online:

There are two kinds of people.

“I don’t want anyone to suffer as much as I did.”

and

“I’ve suffered; why shouldn’t they?”

— Erkhyan Rasamoelison (@Erkhyan) March 19, 2018

14. Because we’re all cool with spending money in our own ways.

Netflix: We are increasing content by 17% and therefore increasing our monthly rates by $1.

“THIS IS FUCKING OUTRAGEOUS”

Bartender: That will be $18 for a one ounce cocktail, please.

“That seems reasonable.”

— Sheena Millar (@Arbitral) March 16, 2018

15. And making it in our own ways, too.

16. And if you’re ever in doubt — just ask a kid. They know what’s up.

I asked my 7 year old what his dream job would be and he said “Ideally, I’d like to be retired.”

— Kristin (@FeralCrone) March 8, 2018

17. Or this guy, because, well, the laughs.

18. And if none of this was enough for you — go to the library.

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Can’t wait to deep dive into an intense and statistically packed post with you next week, but as you know, I find it important to put in a little mix of the easy reads, too. Doesn’t hurt that the money advice is an added bonus.